Testing
Everything in test mode works end to end and never moves money. Test keys start with sk_test_ / pk_test_; agent tokens with ak_test_.
Cards
| Number | Behaviour |
|---|---|
| 4242 4242 4242 4242 | Visa credit, succeeds |
| 4000 0566 5566 5556 | Visa debit, succeeds (no surcharge) |
| 4000 0000 0000 0002 | Declined |
Use any future expiry, any CVC and any ZIP.
Server-side test tokens
When confirming from your server in tests, pass gateway test tokens instead of card numbers: pm_card_visa (credit), pm_card_visa_debit (debit), pm_card_chargeDeclined (decline), pm_card_chargeCustomerFail (saves fine, then declines when charged later; useful for subscription retries).
Webhooks
POST /api/v1/webhook_endpoints/:id/test sends a signed test event to your endpoint and reports the response code.
Bank payments: in checkout's bank tab pick Test Institution and any account. Test bank payments go to processing, then settle within a few minutes. Server-side, pm_usBankAccount_success and pm_usBankAccount_insufficientFunds are Stripe's test bank tokens (pass a mandate).